extended health, dental, short-term disability, long term disability, critical illness and dependent life insurance.Extended Health & Dental
is a private plan available to employed and retired individuals who do not have access to group coverage. This plan helps with health and dental costs and will give some travel coverage as well.Critical Illness
Is an insurance plan that pays out a guaranteed cash sum if you're diagnosed as suffering from a specified critical illness. Advances in medical science mean the chances of surviving a critical illness are improving all the time. The cash sum you'd receive from a critical illness plan could help you through the recovery period.Long Term Care
We are all living longer and most of us look forward to long and active retirements. But with longer life expectancy comes the increased possibility we will need help or care later in life. Long Term Care is not necessarily medical care but rather “custodial care.” Custodial care involves providing an individual assistance with activities of daily living or supervision of someone who is cognitively impaired..Disability Insurance
If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income? Disability insurance replaces your income when you are unable to work as a result of accident or illness. There are many choices in a disability policy. They include disability coverage for personal income, business expenses accessed through a group benefits plan from work or they can be purchased privately.
Life insurance funding for business
- buy/sell agreements
- loans or mortgages